Posted by: Garcia & Cuadra, PA | July 31, 2014

Where Can I Get Help With Retirement Planning?

Help With Retirement PlanningIf you’ve started to think about retirement planning in Tampa, you’re already a step ahead of most. After all, for some, it’s much easier to focus on the present. Still, that doesn’t mean ignoring the future is a wise decision. In fact, at Garcia and Cuadra, we’ve seen firsthand how being unprepared for retirement can be one of the biggest financial mistakes that can be made.

Getting Started with Retirement Planning

A major hindrance when it comes to planning for retirement is not knowing where to begin. After all, such an important decision requires quite a lot of research and education. However, at Garcia and Cuadra we strive to take some of this pressure off of our clients by providing them a few basic starting points.

  1. Begin Budgeting: Wasting money will dampen your present financial situation, but it will downright cripple your ability to lead a stress-free retirement. Instead of spending uncontrollably, it’s better to save some money every month. After all, even putting aside a small portion can add up to quite a large nest egg 10, 20, or 30 years down the road.
  2. Investigate Your Needs: The goal when calculating your retirement planning in Tampa is to decide how you care to live your golden years and all the possible expenses you might face. For example, it’s important to get an idea of how much you might want to to travel or who all you might be still be responsible for taking care of down the road.
  3. Learn About Employee Benefits: When it comes to your employer, you might be focused on the eventual paycheck. However, it’s also important to educate yourself about possible 401k’s or pension plans. After all, these can go a long way towards helping you reach your goals regarding setting money aside for retirement.

Getting Help with Retirement Planning

It’s probably already rather evident why you might need some guidance for your retirement planning in Tampa needs. However, here are just a couple more ways Garcia and Cuadra can further assist your future goals.

  • Investment Assistance: There are many investment options when it comes towards retirement. However, determining which plan leaves the most money in your pocket is a process best suited for our proven tax advisers.
  • Health Savings Account: Set up by a financial institution, this savings account allows the holder to set aside money for future health expenses. With this plan, the maximum out-of-pocket costs for individual coverage cannot exceed $6,050 per individual or $12,100 per family.

For more information on retirement planning in Tampa, feel free to call (813) 415-2431.

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